https://inlibrary.uz/index.php/digital-economy/issue/feedЦифровая экономика2025-07-29T18:15:09+08:00Open Journal Systems<p>Журнал, освещающий новости в сфере цифровой экономики, повышения эффективности научно-практических и научно-аналитических исследований в области экономики, информационных технологий и искусственного интеллекта, а также процессов повышение экономической эффективности за счет внедрения цифровых технологий. Официально зарегистрировано в качестве средства массовой информации Агентством информации и массовых коммуникаций при Администрации Президента Республики Узбекистан 29 июля 2022 года под №0237 для периодических изданий.</p>https://inlibrary.uz/index.php/digital-economy/article/view/128882THE SOCIO-ECONOMIC SIGNIFICANCE OF FINANCING INNOVATIVE ACTIVITIES IN INDUSTRIAL ENTERPRISES2025-07-28T13:29:31+08:00Shakhodat Bakhronova bakhronovashakhodat@g.mail.comGayrat Bozorov gayrat_1984@bk.ru<p>This article comprehensively explains the socio-economic importance <br />of financing innovative activities in industrial enterprises. The analysis of the <br />significant impact of attracting funds for the introduction of innovations in industrial <br />enterprises on the country's economic growth, increasing the competitiveness of <br />industrial enterprises and social development, and the necessary proposals and <br />conclusions are given.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 https://infocom.uz/ru/magazine-article-detail/https://inlibrary.uz/index.php/digital-economy/article/view/128252ANALYSIS OF INVESTMENT AND INNOVATION ACTIVITIES AT OIL AND GAS PRODUCTION ENTERPRISES2025-07-24T13:12:46+08:00Sarvinoz Salomova salomovass87@gmail.com<p>The article describes the investment and innovation activities of the <br />oil and gas industry, which is considered one of the important industries for the <br />country's economy, its problems, news, investment development trends, as well as the <br />work carried out in this area. In particular, an analysis was made of the process of <br />increasing the economic potential of the oil and gas network and the efficiency of <br />resource use in the country's economy.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 https://infocom.uz/ru/magazine-article-detail/https://inlibrary.uz/index.php/digital-economy/article/view/128255DIGITAL MARKETING AND ITS IMPORTANCE IN THE MODERN WORLD2025-07-24T13:43:07+08:00Kamola SobirovaNigora Ergasheva <p>Digital marketing is the process of promoting products and services <br />through the use of digital technologies and online platforms. Internet, social media, <br />mobile apps, and other digital tools are key methods for brand promotion, customer <br />interaction, and identifying their needs. This article analyzes the development of digital <br />marketing, its modern trends, and strategies for improving its effectiveness.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 https://infocom.uz/ru/magazine-article-detail/https://inlibrary.uz/index.php/digital-economy/article/view/128261CHALLENGING PROBLEMS OF THE DEVELOPMENT OF THE FOOD MARKET IN UZBEKISTAN2025-07-24T14:14:00+08:00Ugiloy Daminova daminovaogiloy@gmail.com<p>In this article, the role of the food market in the country's economy, <br />the main problems in the development of the food market, the agricultural markets that <br />are the main suppliers of the food market, the main elements of the food market and <br />their main vision are discussed. information about the indicators is given. There are <br />also opinions on the level of supply of the food market of Uzbekistan and ways of its <br />development.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 https://infocom.uz/ru/magazine-article-detail/https://inlibrary.uz/index.php/digital-economy/article/view/128266EMPLOYMENT OF THE POPULATION IN THE LABOR MARKET IMPROVE EFFECTIVE MECHANISMS2025-07-24T14:36:31+08:00Feruza Odilova fodilova878@gmail.com<p>In the labor market, the employment of the population and the <br />reduction of unemployment is a process that requires a multilateral study as a complex <br />socio-economic phenomenon. In this regard, this article explores the elements and tools <br />of an effective socio-economic mechanism for increasing the employment of the <br />population.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 https://infocom.uz/ru/magazine-article-detail/https://inlibrary.uz/index.php/digital-economy/article/view/128271MODERN ASPECTS OF CHANGES IN THE STRUCTURE OF POPULATION INCOME AND IMPROVING LIVING STANDARDS2025-07-24T15:01:13+08:00Nafisa Ergasheva nafisaergasheva152@gmail.com<p>This article theoretically examines the income of the population and <br />its structure, analyzing the correlation between living standards and income levels. <br />Factors influencing the formation of population income and reducing income <br />disparities are studied, along with modern economic tools for ensuring a decent <br />standard of living.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 https://infocom.uz/ru/magazine-article-detail/https://inlibrary.uz/index.php/digital-economy/article/view/128274CLEAN ENERGY TRANSITION IN UZBEKISTAN2025-07-24T15:12:11+08:00Komila Nuraliyeva komilanur20@gmail.com<p>This article examines Uzbekistan’s shift to sustainable energy, <br />focusing on the role of renewable energy sources, development opportunities, and <br />ongoing initiatives. It highlights alternative energy resources such as solar, wind, and <br />hydropower, emphasizing their economic and environmental advantages. Additionally, <br />it addresses current barriers and future prospects in the transition process.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 https://infocom.uz/ru/magazine-article-detail/https://inlibrary.uz/index.php/digital-economy/article/view/128319IMPORTANCE OF FOREIGN LANGUAGES IN TOURISM DEVELOPMENT2025-07-24T18:14:02+08:00Sayyora Rahmanova sayyorarakhmanova44@gmail.com<p>The ability to speak foreign languages plays a crucial role in <br />enhancing tourism by facilitating communication between tourists and locals. It allows <br />travelers to better understand local cultures, traditions, and customs, enriching their <br />overall experience. For the tourism industry, multilingualism helps attract a diverse <br />range of visitors by providing services in various languages. Moreover, it fosters <br />stronger connections between countries and promotes mutual understanding. Effective <br />language skills also boost local economies by encouraging longer stays and higher <br />spending. Thus, foreign languages are vital for the growth and success of global <br />tourism.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 https://infocom.uz/ru/magazine-article-detail/https://inlibrary.uz/index.php/digital-economy/article/view/128419THE EFFECTIVENESS OF USING DIGITAL PLATFORMS IN DEVELOPING ENTREPRENEURIAL EXPORT2025-07-25T12:28:40+08:00Dilshod Mamasoatov <p>The article presents scientific research on the effectiveness of using <br />digital platforms in export activities, the development of digital technologies, these <br />interactions between firms and their consumers with the growth of the digital economy, <br />as well as the possibilities of digital technologies to order and receive buyers and sellers <br />on a global scale.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 https://infocom.uz/ru/magazine-article-detail/https://inlibrary.uz/index.php/digital-economy/article/view/128420ANALYSIS OF STRUCTURAL CRITERIA OF PRIORITY INTERNATIONAL RATINGS AND INDICES RELATED TO THE DEVELOPMENT OF THE DIGITAL ECONOMY2025-07-25T12:51:32+08:00Dildora Doschanova<p>There are more than 100 international ratings and indices in the world, <br />24 of which are considered priority for our country. These international rating agencies <br />compile their reports based on a specialized methodology, as well as criteria, indicators <br />and sub-indicators related to their area of activity. This article analyzes the content of <br />international ratings and indices reports as a mechanism for selecting promising and <br />relevant areas of digitalization in our country.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 https://infocom.uz/ru/magazine-article-detail/https://inlibrary.uz/index.php/digital-economy/article/view/128426INFLUENCE OF THE INSTITUTIONAL PRINCIPLES OF CORPORATE MANAGEMENT ON THE FINANCIAL AND ECONOMIC SITUATION OF INDUSTRIAL ENTERPRISES2025-07-25T13:36:10+08:00Gulshodakhan Ismailova gismoilova765@gmail.com<p>In the article, it is studied that enterprises with high financial <br />performance have a high institutional management rating. Liquidity coefficients, <br />financial structure coefficients, activity indicators and profitability coefficients <br />reflecting the financial results of enterprises were used in this process. All metrics must <br />be optimized and managed accordingly for companies to rank high in performance. <br />Multi-criteria decision-making methods were analyzed to determine these optimal <br />solutions. Based on these criteria, suggestions and recommendations were given to <br />companies to choose the best alternative.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 https://infocom.uz/ru/magazine-article-detail/https://inlibrary.uz/index.php/digital-economy/article/view/128432INCREASING THE EFFICIENCY OF OIL AND GAS INDUSTRY ENTERPRISES IN UZBEKISTAN2025-07-25T13:56:40+08:00Sarvinoz Salomova salomovass87@gmail.com<p>The article describes the oil and gas industry, which is considered <br />one of the priority areas of the country's economy, its problems, news, production <br />trends, the role of foreign and local scientific and research work in the field, the <br />dynamics of funds allocated to it, resource reserves and forecasts. In particular, the <br />analysis of the role of the oil and gas industry in the economy of the country, the <br />economic potential and the process of increasing the efficiency of resource use was <br />carried out. In particular, the dynamics of foreign direct investments in the oil and gas <br />industry, oil and gas reserves and their forecast indicators, economic indicators of <br />financial investments in the oil and gas industry are presented by year.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 https://infocom.uz/ru/magazine-article-detail/https://inlibrary.uz/index.php/digital-economy/article/view/403-409INVESTMENT RISKS IN THE DIGITAL ECONOMY AND WAYS TO REDUCE THEM2025-07-25T15:18:17+08:00Kamolaxon Gulomova <p>This article examines investment risks, their types, causes, and <br />mitigation methods. It analyzes financial, operational, market, and political risks faced <br />by investors and businesses. Special attention is given to risk management tools such <br />as diversification, insurance, hedging, analysis, and monitoring. The article serves as a <br />valuable guide for ensuring investment security and making strategic decisions for <br />investors.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 https://infocom.uz/ru/magazine-article-detail/https://inlibrary.uz/index.php/digital-economy/article/view/128467DIVERSIFICATION: AN EFFECTIVE METHOD OF REDUCING INVESTMENT RISKS2025-07-25T17:39:06+08:00Kamolaxon Gulomava <p>This article broadly discusses the concept of diversification as an <br />effective method of managing investment risks. The main goal of diversification is to <br />minimize risks and stabilize portfolio returns. The article analyzes the concept of <br />diversification, its benefits and methods. It also examines the advantages and <br />limitations of diversification across assets, geographic areas and industries. This article <br />will be useful for investors looking for practical advice on how to reduce risks in the <br />investment process.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 https://infocom.uz/ru/magazine-article-detail/https://inlibrary.uz/index.php/digital-economy/article/view/128876PROSPECTS OF USING DIGITAL TECHNOLOGIES IN EDUCATION2025-07-28T12:52:58+08:00Shokhruh Mirzayev <p>The article details the prospects for applying digital technologies in <br />the education system, as well as the possibilities of improving the educational process <br />through digital technologies, improving the quality of education, developing students' <br />scientific potential, and creating broad opportunities for further democratization of <br />education, organizing high-quality and engaging classes.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 https://infocom.uz/ru/magazine-article-detail/https://inlibrary.uz/index.php/digital-economy/article/view/128200THE ROLE OF DIGITALIZATION IN THE REAL SECTOR OF SMALL BUSINESS AND PRIVATE ENTREPRENEURSHIP2025-07-23T18:07:05+08:00Muxtor Gulov gulovmuxtoz@gmail.com<p>This article highlights the importance and benefits of digitalization in <br />small businesses and private entrepreneurship. Digital technologies enhance <br />efficiency, open up new markets, and reduce costs. The challenges associated with <br />digitalization, including initial investments, lack of technical expertise, and security <br />issues, are also examined. Future prospects focus on innovative approaches through <br />artificial intelligence and cloud technologies.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 https://infocom.uz/ru/magazine-article-detail/https://inlibrary.uz/index.php/digital-economy/article/view/128889DIGITAL ECONOMY FORMATION IN UZBEKISTAN2025-07-28T13:49:10+08:00Hayat Muhitdinov<p>The article presents scientific research on the active development <br />of the digital economy, improvement of the public administration system, education <br />and e-government in all sectors and areas, primarily in public administration, further <br />development of the domestic market of software products and information <br />technologies, creation of IT parks in all regions of the republic, as well as providing <br />the industry with qualified personnel.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 https://infocom.uz/ru/magazine-article-detail/https://inlibrary.uz/index.php/digital-economy/article/view/128890MAIN PROBLEMS AND SOLUTIONS OF SUSTAINABLE MANAGEMENT AND USE OF WATER RESOURCES2025-07-28T14:21:43+08:00Mahammadjon Ashurov ashurovmuhammadjon1111@gmail.comMuslimakhon Sotvoldiyevamuslimasotvoldiyeva201@gmail.com<p>The article substantiates the importance of water resources at the <br />global and Uzbek levels, the important role of water in ensuring environmental and <br />economic stability at the global and local levels, and the fact that water is a necessary <br />factor for socio-economic development and contributes to almost all sustainable <br />development goals. Problems in water resources management at the global and Uzbek <br />levels are studied. Based on the results of the study, proposals are made aimed at the <br />effective use of water and achieving sustainable development goals.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 https://infocom.uz/ru/magazine-article-detail/https://inlibrary.uz/index.php/digital-economy/article/view/128891PROBLEMS OF INTRODUCING MODERN DIGITAL TECHNOLOGIES INTO THE ACTIVITIES OF THE POST OFFICE ENTERPRISE2025-07-28T14:58:03+08:00Jonibek Ravzatov jonibek_tatu@mail.ru<p>This article analyzes the problems and prospects for the introduction <br />of digital technologies in postal enterprises. Based on literature analysis, the main <br />obstacles to the process of digitization of postal services, international experience and <br />ways to eliminate them are studied.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 https://infocom.uz/ru/magazine-article-detail/https://inlibrary.uz/index.php/digital-economy/article/view/128892THE ROLE OF DIGITALIZATION IN INCREASING THE ECONOMIC POWER OF REGIONS2025-07-28T16:12:53+08:00Khabibullo Abdullaev x.abdullayev@tsue.uz<p>Digitalization is one of the most important directions of economic <br />modernization today. This process serves as a kind of catalyst for increasing the <br />economic potential of regions. This topic studies the impact of digitalization on the <br />regional economy, as well as analyzes its impact on increasing the efficiency of <br />economic activity, expanding production volumes, attracting investments and <br />increasing employment.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 https://infocom.uz/ru/magazine-article-detail/https://inlibrary.uz/index.php/digital-economy/article/view/128901ASSESSING THE MACROECONOMIC IMPACT OF TECHNOLOGICAL INNOVATIONS ON THE INDUSTRIAL GROWTH OF UZBEKISTAN: A TIME SERIES ANALYSIS2025-07-28T17:50:59+08:00Khabibullo Abdullaev x.abdullayev@tsue.uz<p>The industrial sector of Uzbekistan has undergone significant changes <br />over the past two decades, driven by technological innovations. This study aims to <br />assess the impact of these innovations on the region’s industrial growth and to forecast <br />production trends until 2030 using an ARIMA model. The analysis draws upon <br />historical industrial production data from 2000 to 2023, alongside technological <br />adoption indicators. Results indicate that technological advancements have contributed <br />to a substantial increase in industrial output, with a projected 15% growth by 2030. <br />This paper contributes to the broader understanding of regional industrial dynamics <br />and offers practical policy recommendations for sustaining growth through continuous <br />innovation.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 https://infocom.uz/ru/magazine-article-detail/https://inlibrary.uz/index.php/digital-economy/article/view/128906DEVELOPMENT OF HOUSING CONSTRUCTION AND HOUSING AND MUNICIPAL SERVICES IN UZBEKISTAN2025-07-28T18:21:47+08:00Islambek Davletov i.davletov68@gmail.comRavshan Khalilov ravshan8899@mail.ru<p>This article examines the development of housing construction and <br />housing and communal services under the influence of economic, demographic and <br />urbanization factors in providing the population of Uzbekistan with high-quality and <br />affordable housing, as well as issues of improving mortgage lending mechanisms as a <br />tool for providing housing to all segments of the population. It also substantiates the <br />“housing affordability index” adequate to the current level of socio-economic <br />development of the country.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 https://infocom.uz/ru/magazine-article-detail/https://inlibrary.uz/index.php/digital-economy/article/view/128908DEVELOPMENT OF DIGITAL SERVICES OF GEORGIA2025-07-28T19:10:02+08:00Azizjon Bobojonov a.bobojonov@tsue.uzAbdumalik Abdurakhmonov a.abduraxmonov@tsue.uzIrina Guruliiguruli@eprc.ge<p>This study evaluates Georgia’s digital evolution by examining digital <br />gaps across 12 sub-components relative to global median scores. Of these, nine subcomponents reveal a significant digital gap, while three outperform the global median. <br />The areas of strength include Institutional Effectiveness and Trust, Institutions and the <br />Business Environment, and the Inputs sub-category from Innovation and Change. <br />These successes reflect Georgia’s potential for growth in institutional and innovationdriven domains. However, the strong correlation coefficient (0.60) between digital <br />gaps and overall digital evolution scores indicates that the digital divide with more <br />developed countries is primarily due to indicators with low absolute values. This <br />underscores the need for targeted investments to address underperforming areas, <br />bridging the gap and enhancing Georgia’s digital development trajectory. This research <br />was supported by a Marie Curie Staff Exchange within the Horizon Europe Programme <br />(grant acronym: CARSI, no: 101086415).</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 https://infocom.uz/ru/magazine-article-detail/https://inlibrary.uz/index.php/digital-economy/article/view/129295INCREASING THE EFFICIENCY OF ORGANIZING PUBLIC-PRIVATE PARTNERSHIPS2025-07-29T13:32:56+08:00Vasila Ubaydullaeva<p>The article explores the organization of public-private partnerships <br />and its specifics, organizational forms, interaction of private business and public <br />resources. The author's research on the development of Public-Private Partnership on <br />the basis of the economic interest of the parties in modern conditions of the study of <br />the principles of the development of Public-Private Partnership is presented.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 https://infocom.uz/ru/magazine-article-detail/https://inlibrary.uz/index.php/digital-economy/article/view/129301THE IMPACT OF GROWING COMPETITIVENESS ON STRUCTURAL CHANGES IN THE REGIONAL ECONOMY2025-07-29T14:56:06+08:00Firuza Rakhmatullaeva fusalinaa@gmail.com<p>The article analyzes the category of regional competitiveness, which <br />is one of the main economic categories in market relations. The article also defines the <br />need to study the structural changes in the regional and branch structure of the <br />economy, the factors affecting the competitiveness of the regional economy.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 https://infocom.uz/ru/magazine-article-detail/https://inlibrary.uz/index.php/digital-economy/article/view/129302METHODOLOGICAL ASPECTS OF THE STUDY OF THE THEORY OF TAX MANAGEMENT2025-07-29T15:16:32+08:00Furkat Bazarov Xusanboy Ismailov <p>The article analyzes various approaches to the interpretation of the <br />concept of "tax management" and, on the basis of the study, formulated a broader <br />definition of not only the concept of "tax management", but also its components.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 https://infocom.uz/ru/magazine-article-detail/https://inlibrary.uz/index.php/digital-economy/article/view/129303CURRENT TRENDS OF THE DIGITAL ECONOMY AND ITS IMPACT ON ECONOMIC GROWTH IN GLOBALIZATION2025-07-29T15:32:14+08:00Furkat Bazarov Khusanboy Ismailov husanboyismailov@gmail.com<p>The article examines the current trends in the development of the <br />digital economy and its impact on economic growth in the context of globalization. <br />Many scientific studies are being conducted on improving the structure of the economy <br />of regions in the context of globalization and international competition in the world, as <br />well as the expansion of digitization processes. Development of modern <br />methodological approaches to the development and support of advanced regions, rapid <br />development of industries based on high technologies, reduction of social gaps between <br />all regions, regulation of population employment and standard of living, widespread <br />introduction of the policy of decentralization of the management system, <br />implementation of structural changes in regions and assessment of the impact of socioeconomic and ecological systems and digital technologies on ensuring sustainable <br />economic growth are main priority directions of scientific and research work in this <br />regard.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 https://infocom.uz/ru/magazine-article-detail/https://inlibrary.uz/index.php/digital-economy/article/view/129304PROMISING DIRECTIONS FOR OPTIMIZING SUSTAINABILITY AND EFFICIENCY OF GRAIN PRODUCTION IN THE FOOD SECTOR OF THE REPUBLIC OF UZBEKISTAN2025-07-29T15:44:49+08:00Dildora Kurbanova kurbanovadildora@gmail.com<p>The article explores promising directions for optimizing grain <br />production in the Republic of Uzbekistan, taking into account modern global trends. <br />Based on the analysis of international experience and current research, a complex of <br />measures to improve the efficiency and sustainability of grain production is proposed. <br />Recommendations are presented for technological modernization of the industry, <br />development of scientific and educational base, and infrastructure improvement. <br />Special attention is paid to digitalization, environmental sustainability, and <br />strengthening the country's food security.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 https://infocom.uz/ru/magazine-article-detail/https://inlibrary.uz/index.php/digital-economy/article/view/129305FLYING AD-HOC NETWORKS: REVIEW, CHALLENGES, ARCHITECTURE, PROTOCOLS, COMMUNICATION AND MODELING2025-07-29T17:56:58+08:00Salimjon Mahmudov s.o.mahmudov@gmail.com<p>This paper examines one of the most promising areas in the <br />development of wireless self-organizing networks: FANETs, which are based on <br />unmanned aerial vehicles (UAVs). The article explores various issues and unresolved <br />problems related to communication organization within FANET networks. It provides <br />an overview of existing protocols across different layers, including the physical layer, <br />media access control, network layer, and transport layer. While single UAV systems <br />have been used for decades, there are many advantages to using a group of small UAVs <br />instead of relying on a single large UAV. However, multi-UAV aerial systems come <br />with their own challenges, and one of the most significant design challenges is <br />communication. This paper considers the Flying Ad-Hoc Network (FANET) as a new <br />network category, primarily an ad hoc network for UAVs.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 https://infocom.uz/ru/magazine-article-detail/https://inlibrary.uz/index.php/digital-economy/article/view/114265SPECIFIC ASPECTS OF FORMING THE LOGISTICS INFRASTRUCTURE IN THE DEVELOPMENT OF ELECTRONIC COMMERCE2025-06-30T11:26:36+08:00Alisher Zaripov<p>This article analyzes the specific aspects of the formation of logistics infrastructure in the development of e-commerce in Uzbekistan. It is based on the need to introduce modern logistics systems for the successful operation of e-commerce. The article, based on state strategic documents and international experience, provides recommendations for the modernization of transport and logistics infrastructure and the introduction of digital technologies. Using statistical data and tables, existing problems are shown and scientific and practical approaches to their solution are developed.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 Zaripov Alisher Muxammatovichhttps://inlibrary.uz/index.php/digital-economy/article/view/108727GLOBAL TRENDS IN VENTURE INVESTMENTS AND UZBEKISTAN'S EXPERIENCES2025-06-20T21:58:29+08:00Sherzod Atamuradovsher_zod@inbox.ru<p>This article analyzes global trends in venture investments and Uzbekistan's experiences. It explores the primary directions of venture capital in the global market, technological changes in sectors, and the growing demand for ecotechnologies. The article discusses measures taken to develop venture capital in Uzbekistan, successful startups, and the importance of international cooperation. It also highlights the opportunities for effectively utilizing international experience and harmonizing global and local models. Recommendations are provided to accelerate the development of venture capital in Uzbekistan.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 https://infocom.uz/magazinehttps://inlibrary.uz/index.php/digital-economy/article/view/108728PROCEDURE FOR FINANCING HOUSING CONSTRUCTION BY COMMERCIAL BANKS THROUGH MORTGAGE LOANS2025-06-20T22:06:15+08:00Azamat Ziyaevazamat.ziyayev.94@gmail.com<p>This article describes the financing mechanism of commercial banks for housing construction through mortgage loans, i.e., the method of financing housing construction through mortgage loans allocated to individuals in the order of participation during the construction period, problems in its application in the banking sector of our country and recommendations for their solutions.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 https://infocom.uz/magazinehttps://inlibrary.uz/index.php/digital-economy/article/view/108729IMPROVEMENT OF ORGANIZATIONAL AND ECONOMIC MECHANISMS OF TEXTILE INDUSTRY CLUSTER MANAGEMENT2025-06-20T22:14:51+08:00Nadirakhan Boltabayevabnodirahon@gmail.com<p>This article examines the issues of improving organizational and economic mechanisms of textile industry cluster management. Based on the analysis of the current situation, the problems encountered in the management of clusters, including the weakness of cooperation between participants, financial difficulties in the introduction of innovations, and lack of infrastructure have been identified.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 Boltabayeva Nadirakhanhttps://inlibrary.uz/index.php/digital-economy/article/view/108730ECONOMIC EVALUATION OF THE EFFECTIVENESS OF ARTIFICIAL INTELLIGENCE IN HEALTHCARE USING THE HEALTH TECHNOLOGY ASSESSMENT METHOD2025-06-20T22:27:05+08:00Ruslan Sultanovr.sultanov@uzinfocom.uz<p>This article analyzes the financial efficiency of implementing artificial intelligence (AI) in healthcare, examining key evaluation models such as ROI, CBA, and HTA, as well as examples of successful technology adoption. The primary risks and barriers associated with AI usage in medical institutions are discussed, along with strategies for minimizing these challenges. The study highlights potential areas for advancing efficiency assessment methods tailored to the specific needs of healthcare and outlines directions for future research.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 Sultanov Ruslanhttps://inlibrary.uz/index.php/digital-economy/article/view/113809CREATING COMPETITIVE ADVANTAGE: AS A KEY FACTOR OF BUSINESS PERFORMANCE2025-06-27T12:57:55+08:00Shokhida Abdurakhmanovashoxida.abduraxmanova@gmail.com<p>This article analyzes the impact of creating competitive advantages in service organizations on efficiency. It is shown that the competitive position of the organization in the market can be strengthened through optimized resource management, the introduction of innovations, increased quality, development of personnel potential, and improvement of the management system. The article examines the main factors affecting competitiveness, including the analysis of operational efficiency and factors determining strategic positioning, and the importance of pricing policy. These approaches are assessed as the main factors for ensuring long-term sustainable development of enterprises and increasing profitability. Michael Porter's five forces model of competitiveness management and the impact of price and non-price competition on efficiency are studied in organizations in the service sector, in particular in medical institutions.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 https://infocom.uz/magazinehttps://inlibrary.uz/index.php/digital-economy/article/view/113811STATISTICAL ACCOUNTING OF THE LABOR MARKET AND THE FORMATION OF AN INFORMATION BASE2025-06-27T13:06:33+08:00Odina Mirzayevamirzayevaodina@gmail.com<p>This article examines the issues of the formation of a system of statistical accounting of the labor market and an information base. The methodology of labor market statistics, international standards and national practice are analyzed. Modern approaches to improving the database of the labor market on the basis of digital technologies have also been studied.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 Mirzayeva Odina Imomnazar kizihttps://inlibrary.uz/index.php/digital-economy/article/view/113823PROSPECTS OF USING DIGITAL TECHNOLOGIES IN EDUCATION2025-06-27T15:27:13+08:00Shokhruh Mirzayev<p>The article details the prospects for applying digital technologies in the education system, as well as the possibilities of improving the educational process through digital technologies, improving the quality of education, developing students' scientific potential, and creating broad opportunities for further democratization of education, organizing high-quality and engaging classes.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 Mirzayev Shokhruhhttps://inlibrary.uz/index.php/digital-economy/article/view/113824IMPROVING THE PERSONNEL MANAGEMENT SYSTEM IN COMMERCIAL BANKS2025-06-27T17:14:55+08:00Sherzod, Tursunov, tursunovsherzod1977@gmail.comAziza Axrorova Laylo Umarova <p>This article examines the issues of improving the personnel management system in commercial banks. Employees are the most important resource for banks, so their skills, motivation and attitude directly affect the success of the bank. The article discusses the processes of personnel planning and selection, training, motivation and evaluation. Also, recommendations are given on how to improve the personnel management system by introducing modern technologies and strategies. This study aims to improve the effectiveness of human resource management in commercial banks and improve the overall performance of the bank.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 https://infocom.uz/ru/magazine-article-detail/9https://inlibrary.uz/index.php/digital-economy/article/view/113825THE IMPORTANCE OF DIGITALIZATION IN THE ACTIVITIES OF SMALL BUSINESS ENTITIES2025-06-27T17:25:15+08:00Sherzod Atamuradovsher_zod@inbox.ruDostonbek Farmonov doston5333@gmail.com<p>The article analyzes the importance of the digitalization process in the activities of small business entities. Factors such as improving efficiency, reducing costs, and enhancing competitiveness in the market through digitalization are examined. Additionally, the experiences of Uzbekistan and foreign countries are analyzed.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 Atamuradov Sherzod Akramovich, Farmonov Dostonbek Bobojon uglihttps://inlibrary.uz/index.php/digital-economy/article/view/113826FOREIGN EXPERIENCE OF FINANCIAL PLANNING AND ASSESSMENT OF FINANCIAL RISK IN ENTERPRISES2025-06-27T17:37:35+08:00Akbar Shernayevshernaev.akbar@mail.ru<p>In the article, the organization of programs of strategic financial development of the enterprise. Making strategic financial decisions, ensuring compatibility of the main results of the company's strategic financial choice, segments of strategic financial development, as well as the deadlines for the implementation of separate interrelated strategic decisions, ensuring the goals of the program's strategic financial development , foreign experience of financial risk assessment, innovative development of the enterprise and new financial opportunities for development, proposals and recommendations on the efficiency of the enterprise's financial activity.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 Shernayev Akbar Akmirzayevichhttps://inlibrary.uz/index.php/digital-economy/article/view/113827FOREIGN EXPERIENCE IN ATTRACTING INVESTMENTS TO THE PRIVATE SECTOR2025-06-27T17:43:51+08:00Mohizoda Imomaliyeva<p>This article analyzes the importance of attracting foreign investment to the private sector and foreign experience. Successful practices in attracting foreign capital are studied using the examples of Singapore, China and Turkey. The possibilities of applying these experiences in Uzbekistan, including simplification of legislation, development of special economic zones, implementation of public-private partnership (PPP) projects, are analyzed. The article contains effective proposals for developing the private sector and attracting investment in Uzbekistan.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 Imomaliyeva Mohizoda Rasuljon kizihttps://inlibrary.uz/index.php/digital-economy/article/view/113828CRITICALLY EVALUATION THE CONTRIBUTION OF TRAIT BASED THEORIES TO CONTEMPORARY APPROACHES SUCH AS TRANSFORMATIONAL, TRANSACTIONAL AND AUTHENTIC LEADERSHIP2025-06-27T17:48:33+08:00Salohiddin Xusanovx.xusanov@tsue.uz<p>This paper examines the contribution of trait-based theories to contemporary leadership approaches, focusing on transformational, transactional, and authentic leadership styles. It begins with an exploration of the Great Man Theory, which posits that leaders are born, not made, and transitions into a discussion on the trait-based leadership theory. Although the popularity of trait-based theories waned due to the inability to identify consistent traits among successful leaders, their impact remains significant. Key traits such as charisma, emotional intelligence, and the Big Five personality traits (openness to experience, conscientiousness, extraversion, agreeableness, and neuroticism) are analyzed in the context of their relevance to modern leadership. The paper argues that understanding these traits can help organizations identify and develop potential leaders. Despite criticisms for neglecting situational factors, trait-based theories have provided valuable insights into the personal qualities that contribute to effective leadership.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 Khusanov Salokhiddinhttps://inlibrary.uz/index.php/digital-economy/article/view/113829ISSUES OF USING ARTIFICIAL INTELLIGENCE IN ACCOUNTING OF CONSTRUCTION ENTERPRISES2025-06-27T17:56:06+08:00Nurillo Ablazovnablazov@ferpi.uz<p>This article is devoted to the issues of using artificial intelligence in the accounting of construction companies and researched this new direction at the present stage. The main goal is to analyze the issues of using artificial intelligence in the organizationʼs accounting and its role. All the positive and negative aspects of the introduction of artificial intelligence-based technologies in the accounting and financial statements of construction companies are also compared. The research findings are expected to be useful for specialists working in the accounting sector, as well as for scientists engaged in scientific research in this area.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 Ablazov Nurillo Xusanboyevichhttps://inlibrary.uz/index.php/digital-economy/article/view/113830EFFICIENCY OF USING ARTIFICIAL INTELLIGENCE IN TRADE AND E-COMMERCE2025-06-27T18:02:19+08:00Charos Makhkamovamahkamovacharos5@gmail.comAmirkhon Ismatillayev <p>This article analyzes the impact of artificial intelligence technologies on efficiency in the areas of trade and e-commerce. The role of artificial intelligence tools in automating sales processes, enhancing an individual approach to customers, analyzing data, and optimizing costs is considered. The results of the study reveal the impact of using these technologies on business development.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 https://infocom.uz/ru/magazine-article-detail/9https://inlibrary.uz/index.php/digital-economy/article/view/108726THE ROLE OF THE STATE IN STIMULATING INNOVATION ACTIVITIES IN UZBEKISTAN2025-06-20T21:48:01+08:00Mukhammadkhuja Saitkamolovmukhammadkhujasaitkamolov@gmail.com<p>The article examines the role of the government of Uzbekistan in creating conditions for the development of innovations and venture financing. It analyzes key programs and initiatives specifically designed to stimulate technological progress, their impact on the economic environment and entrepreneurial activity in the context of the digital economy. Based on the current state of the innovation sphere in the country, the study offers recommendations for enhancing the effectiveness of existing measures and developing new strategies.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 https://infocom.uz/magazinehttps://inlibrary.uz/index.php/digital-economy/article/view/114266ANALYSIS OF THE MANAGEMENT OF THE COMPETITIVENESS OF SEWING-KNITTING ENTERPRISES2025-06-30T11:43:55+08:00Dilafruz Vafoeva<p>The article discusses the competitiveness of enterprises, their place in the competitive environment, and the development and improvement of the activities of sewing and knitting enterprises.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 Vafoeva Dilafruz Ikromovnahttps://inlibrary.uz/index.php/digital-economy/article/view/114267ASOSIY VOSITALARNI HISOBGA OLISHDA SUNʼIY INTELLEKTDAN FOYDALANISH MASALALARI2025-06-30T11:48:43+08:00Shaxrinoz Kurbonovash.kurbonova@ferpi.uz<p>Bugungi kunda axborot texnologiyalar sohasining keskin rivojlanishi, innovatsiyalar, raqamli iqtisodiyot jamiyat hayotining barcha jabhalariga oʻz taʼsirini oʻtkazmoqda. Ushbu sharoitda aksariyat sohalar rivojlanadi va ravnaq topmoqda, shu bilan birgalikda baʼzi tarmoqlar esa asta-sekin davr toʻlqinida shoʻngʻimoqda. Asosiy vositalar xoʻjalik yurituvchi subyektning ish faoliyatining eng muhim tarkibiy qismidir, uning hisobini samarali tashkil etish asosiy vazifalardandir. Shundan kelib chiqqan holda biz ushbu tadqiqotimizni asosiy vositalarni hisobga olishda sunʼiy intellektdan foydalanish masalalariga bagʻishladik, zero bugungi kunda shiddat birlan rivojlanayotgan sunʼiy intellektga asoslangan texnologiyalar buxgalteriya hisobi ga ham oʻz taʼsirini oʻtkazishi muqarrar. Shu boisdan bu boradagi tadqiqotlar bugungi kunda juda dolzarb hisoblanadi, biz birinchi navbatda korxona oʻzagi boʻlgan asosiy vositalar hisobini samarali tashkil etish va uning tahlilini takomillashtirishga eʼtibor qaratishimiz lozim.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 Kurbonova Shaxrinoz Avazxonovnahttps://inlibrary.uz/index.php/digital-economy/article/view/114268MODELS OF SUSTAINABLE TOURISM DEVELOPMENT: INTERNATIONAL EXPERIENCE AND POSSIBILITIES OF THEIR APPLICATION IN THE CONDITIONS OF UZBEKISTAN2025-06-30T11:53:46+08:00Madina Shirinovamadinabonushirinova@gmail.comBekhruz Akhmedov b.akhmedov@derc.uz<p>This article is devoted to the analysis of international models of sustainable tourism and their adaptation to the conditions of Uzbekistan. The paper examines the economic, environmental and social aspects of sustainable tourism, as well as their impact on the development of the country's tourism industry. The study includes an overview of the successful practices of Switzerland, Japan and other countries used to manage tourist flows, minimize environmental damage and increase economic returns. It is shown that the use of energy-saving technologies, water conservation systems and environmental certification of tourist facilities contributes to increasing the competitiveness of the tourism industry. Special attention is paid to the need to improve national strategies, develop infrastructure and enhance international cooperation to promote the principles of sustainable tourism. The conclusions of the study emphasize the importance of integrating modern technologies and approaches to ensure the long-term and balanced development of the tourism sector in Uzbekistan.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 https://infocom.uz/ru/magazine-article-detail/9https://inlibrary.uz/index.php/digital-economy/article/view/114269INNOVATIVE MANAGEMENT APPROACHES TO INCREASING THE FINANCIAL CAPACITY OF BANKS2025-06-30T12:01:29+08:00Shohjahon Vakhobovvaxobov7057@gmail.com<p>Increasing the financial potential of banks is one of the pressing problems of the economy. In this process, the introduction of innovative management methods is of great importance. This paper discusses the digitalization of banking activities, the development of financial technologies, and increasing financial potential through the use of modern management methods.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 Vakhobov Shohjahon Valiyevichhttps://inlibrary.uz/index.php/digital-economy/article/view/114270ANALYSIS OF WEB TECHNOLOGIES FOR CREATION OF EDUCATIONAL PLATFORMS AND FREE OPEN SOURCE SOFTWARE IN EDUCATION2025-06-30T12:05:44+08:00Lolakhon Baynazarova<p>The article discusses the main tasks of managing the learning process of students of a higher educational institution through a remote web platform. Web technologies creating educational platforms, as well as analysis of free and opensource software in education, are covered extensively, with an overview of organizational web technologies and databases and their applications in practice.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 Baynazarova Lolakhon Mirvakhidovnahttps://inlibrary.uz/index.php/digital-economy/article/view/114271FORMATION AND EFFECTIVE MANAGEMENT OF INVESTMENT POTENTIAL2025-06-30T12:12:14+08:00Sherzod Tursunovtursunovsherzod1977@gmail.comLaylo Umarova<p>This article analyzes the main directions of investment potential formation and management. Investment potential is a set of mechanisms that create opportunities for ensuring long-term economic growth, implementing new projects and increasing market competitiveness through the effective management of financial and economic resources. The article highlights the internal and external sources that play the most important role in the formation of investment potential, in particular, equity, credit resources, external debts, deposits and other financial sources. It also emphasizes the importance of assessing and minimizing risks, diversifying investment portfolios and developing effective management strategies in the process of managing investment potential. Government policy, changes in financial sectors and market demand also serve as important factors in the formation of the investment potential of banks and financial institutions. The article also provides practical recommendations for more effective management of investment activities. This work is a useful resource for banks, financial organizations and economists, expanding knowledge aimed at optimizing investment activities.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 https://infocom.uz/ru/magazine-article-detail/https://inlibrary.uz/index.php/digital-economy/article/view/114272THE ROLE AND OPPORTUNITIES OF ARTIFICIAL INTELLIGENCE IN INCREASING ECONOMIC EFFICIENCY2025-06-30T12:18:39+08:00Ulugbek Abdullayevu.abdullayev@derc.uzBexruz Akhmedovb.akhmedov@derc.uz<p>This article aims to study the impact and significance of artificial intelligence technologies on the economy of Uzbekistan. The article analyzes the role of artificial intelligence in economic growth, that is, in the production and industrial sectors, services and services, data analysis, human capital, innovation and economic trade, increasing efficiency, saving resources and creating new jobs.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 https://infocom.uz/ru/magazine-article-detail/https://inlibrary.uz/index.php/digital-economy/article/view/123102WAYS TO IMPROVE THE EFFICIENCY OF DIGITAL PLATFORMS IN THE STATISTICAL SYSTEM2025-07-16T13:08:37+08:00О‘ktam Mustafakulov oktamungboyevich@gmail.com<p>This article will explore ways to improve the efficiency of digital <br />platforms in the statistical system. Through the use of modern information technology <br />and data analysis methods, innovative approaches to the optimization of statistical data <br />collection, processing and distribution processes are analyzed. Based on the results of <br />the study, it was found that the integration of digital platforms, the use of artificial <br />intelligence and machine learning algorithms, as well as the improvement of the user <br />experience significantly increase the effectiveness of the statistical system.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 https://infocom.uz/ru/magazine-article-detail/9https://inlibrary.uz/index.php/digital-economy/article/view/128163COMPARATIVE ANALYSIS OF THE STANDARD OF LIVING OF FOREIGN COUNTRIES AND RESIDENTS OF UZBEKISTAN2025-07-23T12:53:08+08:00Dilbar Ilyosova ilyosovadilbar64@gmail.com<p>This article provides a comprehensive analysis of the standard of <br />living of the population of Uzbekistan and foreign countries. Various international <br />indices, statistics and scientific literature were studied in the research process, and the <br />differences between Uzbekistan and developed countries, their causes and <br />consequences, were thoroughly analyzed. As a result of the analysis, existing problems <br />and promising areas for increasing the standard of living of the population in <br />Uzbekistan were identified. In particular, such priorities as the development of the <br />labor market, the improvement of the education and health care system, the <br />modernization of the social protection system and the support of small businesses and <br />entrepreneurship are established. The article explores the experience of Scandinavian <br />countries, Japan and South Korea, developing recommendations to adapt their positive <br />experience to the conditions of Uzbekistan. Also, modern trends and innovative <br />approaches to raising the standard of living of the population in the context of <br />globalization have been analyzed.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 https://infocom.uz/ru/magazine-article-detail/https://inlibrary.uz/index.php/digital-economy/article/view/128169MANAGEMENT MECHANISMS OF BUSINESS STRUCTURES BASED ON THE PRODUCTION OF INTEGRATED PRODUCTS2025-07-23T13:06:20+08:00Zarnigor Zarnigorzarnigormagistr12@gmail.com<p>This article provides information about manufacturing enterprises, <br />production processes, the role of production in the country's economy, the organization <br />of production, and production. It also provides ideas about the factors affecting the <br />organization of the production process in Uzbekistan.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 https://infocom.uz/ru/magazine-article-detail/https://inlibrary.uz/index.php/digital-economy/article/view/128181AGRIBUSINESS AND DIGITALIZATION: ECONOMIC EFFECTS OF THE INTRODUCTION OF MODERN TECHNOLOGIES FOR AGRICULTURE2025-07-23T13:23:47+08:00Zilola Hasanova <p>It is important to study the economic effectiveness of digitalization in <br />agribusiness and the introduction of modern technologies in agriculture. This article <br />examines the development and integration of information and communication <br />technologies (ICT) and digital technologies in the agrarian sector of Uzbekistan. The <br />article, in particular, examines the role of geographic information systems and modern <br />ICT tools in improving agricultural management systems. It also presents the results of <br />research aimed at reforming agriculture and optimizing production processes through <br />the introduction of digital technologies. Research has shown that the application of ICT <br />in the agricultural sector is important for increasing production efficiency, managing <br />resources, and creating new market opportunities.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 https://infocom.uz/ru/magazine-article-detail/https://inlibrary.uz/index.php/digital-economy/article/view/128190EFFECTIVENESS OF USING ARTIFICIAL INTELLIGENCE IN CUSTOMER SERVICE2025-07-23T13:47:57+08:00Abdurakhman Okhunboboev axunbabayevabdurahmon@gmail.comAkmal Najimov akmalnajimov07@gmail.com<p>This article focuses on studying the efficiency of artificial intelligence <br />(AI) technologies in customer service. Today, AI provides the capability to deliver fast, <br />accurate, and personalized customer services. The article analyzes the advantages of <br />AI systems in customer service processes, including time-saving, error reduction, and <br />enhancing customer satisfaction. It also explores new trends in customer service using <br />AI, the digital revolution, and the future changes associated with the development of <br />AI technologies. Additionally, the article highlights the challenges that arise when <br />using AI in customer service and offers solutions to address them.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 https://infocom.uz/ru/magazine-article-detail/https://inlibrary.uz/index.php/digital-economy/article/view/128199COMMERCIAL BANKS BRANCHES PERFORMANCE RATING ASSESSMENT SYSTEM AND ISSUES OF ITS APPLICATION2025-07-23T14:24:49+08:00Behzod Rajabov behzodrajabov060@gmail.com<p>In the market of banking services, it is important to increase the sales <br />of services by expanding business and organizing branch activities. Evaluating the <br />activities of bank branches and coordinating their activities is one of the important and <br />urgent tasks of bank management. It is important to identify the branches of the bank <br />that have achieved good results and those that are lagging behind the average indicators <br />and to take measures to improve their performance. This leads to the need to create a <br />system for evaluating the activities of bank branches and divisions. However, it requires the use of accurate evaluation methods to identify branches that are lagging <br />behind due to management inefficiency, mislocation, and other aspects. The rating and <br />rating system allows for a systematic analysis of branch activities, identification of <br />negative factors affecting their activity, and identification of leading and lagging units. <br />This article examines the issues of using the rating evaluation system in the activities of the branches of the banks of the Republic of Uzbekistan and makes <br />recommendations for its improvement.</p>2025-07-29T00:00:00+08:00Copyright (c) 2024 https://infocom.uz/ru/magazine-article-detail/