The American Journal of Interdisciplinary Innovations and Research

Automating Expense and Payment Processes: Integration of JPMC Credit Card with Oracle Cloud ERP

Sachin Sardana — 2025-08-01

Businesses increasingly encounter inefficiencies in employee expense management and corporate credit card reconciliations. Manual expense management processes take time, are error-prone, and are low in transparency, especially when a great many credit card transactions are involved. This research paper explains how the integration of JPMorgan Chase (JPMC) corporate credit cards with Oracle Cloud Enterprise Resource Planning (ERP) changes expense reporting, approval procedures, and payment reconciliation. With formalized architecture using Oracle Expenses, Payables, and middleware integration, companies can automate expense capture, enforce policy adherence, and speed payment cycles. This article includes a U.S.-based manufacturing firm case study that automated its expense processes, which reduced processing time by 45% and strengthened expense policy compliance by 70%. With the help of data, visualizations, and cited best practices, the research illustrates the way these integrations are critical for operational nimbleness and financial mastery.

AI Governance for Multi-Cloud Data Compliance: A Comparative Analysis of India and the USA

Yashvardhan Rathi — 2025-08-06

Multinational companies that manage data across jurisdictional boundaries are having trouble integrating artificial intelligence systems with multi-cloud architectures. This is especially true since over 90% of businesses use multiple cloud providers and deal with complicated AI governance frameworks. This paper examines how well AI governance frameworks in India and the US deal with multi-cloud data residency compliance issues through a systematic literature evaluation based on PRISMA standards and thematic analysis of 26 publications, including academic articles, government policy papers, and industry reports published between 2020 and 2025. The study points out significant cross-border regulatory coordination problems and examines whether existing bilateral strategies need more ways to work together. The thematic analysis identified trends in regulatory frameworks and compliance problems, revealing "regulatory incommensurability" as a central theme—meaning that following one jurisdiction's rules goes against the basic ideas behind another's procedures. The Digital Personal Data Protection Act in India has a permission-by-default approach, which is very different from the USA's restriction-by-default approach. This leads to impossible compliance situations instead of coordination problems. Organizations face systemic inefficiencies because of duplicate infrastructure and multiple governance systems that do not provide the same level of AI safety or data security. For example, 35% of data breaches include "shadow data" not covered by existing frameworks. The results show that traditional working methods cannot settle significant disagreements between AI governance frameworks. This means that new theoretical approaches are needed that acknowledge valid regulatory differences while making it easier for multinational companies to use AI systems in both jurisdictions.

Features of ensuring security in gambling and entertainment establishments with an increased risk of conflict situations

Maksym Ivanov — 2025-08-06

The study presents a systematic review and analysis of existing methodological approaches to preventing and neutralizing conflict situations in gambling and entertainment venues. The article aims to identify the specific challenges that arise in the process of ensuring security in gaming and entertainment establishments, where the risk of conflict incidents is elevated. The methodological framework comprises a comprehensive overview of specialized scholarly publications from 2021 to 2025, an analysis of best-practice experience from leading industry operators, and empirical data drawn from official statistical reports. The investigation identifies the principal conflictogenic factors: substantial financial losses, increased aggression under the influence of alcohol, and psychological instability among patrons. The limited effectiveness of traditional reactive security systems—primarily focused on responding to incidents after they occur—is demonstrated. To address the uncovered deficiencies, a three-tier model of proactive security is proposed. The practical significance of the findings is clear for security service directors, managers of gaming and entertainment complexes, and professionals in criminology and corporate security.

Methods of Digital Technologies and Online Platforms in The Promotion and Sale of Wedding Dresses

Iryna Kotapska — 2025-08-07

The article examines existing methods of digital technologies and online platforms as tools for promoting and selling wedding dresses. The relevance of the study is determined by the rapid, nearly exponential, increase in the influence of information and communication technologies and Internet platforms on consumer behavior patterns and the formation of business strategies in the bridal wear industry. The aim of the work is to conduct an in-depth analysis and systematization of contemporary approaches to the application of digital tools and Internet resources in order to enhance the effectiveness of marketing promotion strategies and processes and the commercial realization of wedding attire. The research is based on a methodology that includes analysis of recent scholarly publications and empirical market research data. Within the framework of the study, a detailed examination is carried out of the most significant digital means, among which are social media and influencer marketing, specialized e-commerce platforms, as well as innovative solutions in the field of augmented (AR) and virtual (VR) reality. This article is intended for a wide range of specialists: researchers in the fields of digital marketing and e-commerce, professionals in the wedding industry, as well as entrepreneurs seeking to optimize business models and increase competitiveness in the market of exclusive bridal wear. As a result of the systematic analysis, fundamental conclusions are formulated regarding the necessity of applying a comprehensive, multichannel approach when establishing a presence in the digital space, and it is also confirmed that deep personalization of commercial offers and interactive engagement with the target audience—particularly prospective brides—are key factors for success under contemporary market conditions. [References maintained in square brackets].

Building Scalable Content Systems in Digital Entertainment: A Case Study of Blaza Plays

Danny Schuurman — 2025-08-16

This article presents an analysis of the integrated methodological foundations for the development of video materials aimed at representatives of Generation Z whose media consumption is characterized by fragmentation and a high rate of change in the format of consumed content. The relevance of the study is dictated by a highly competitive environment that requires media projects to continuously renew their narrative and maintain a stable level of viewer engagement through optimization of creative and technical processes. The aim of the study is to identify and systematize the main existing principles for building a scalable production ecosystem using the example of the YouTube channel Blaza Plays. Special attention is paid to three clusters of success factors: firstly, precise calibration of the product concept based on psychographic profiling of the target audience; secondly, implementation of technological templates and automated editing pipelines that ensure a balance between standardization and creative flexibility; thirdly, development of an adaptive management model for the team of editors and camera operators that provides for regular feedback sessions, training in storytelling methodologies and humorous intonation. The practical significance of the work lies in the creation of a replicable scheme capable of effectively responding to rapidly changing platform trends and maintaining the competitiveness of media projects in the long term

Automating Financial Risk Assessment Using NLP and Machine Learning

Priyank Tailor — 2025-08-18

Financial risk assessment is a critical function within the financial industry, encompassing the identification, measure- ment, and mitigation of various risks such as credit risk, market risk, operational risk, and liquidity risk. Traditional methods often rely on quantitative models built upon struc- tured numerical data, which, while effective, frequently over- look the vast amount of unstructured information available in financial documents. This paper explores the integration of Natural Language Processing (NLP) and Machine Learn- ing (ML) techniques to automate and enhance financial risk assessment. We propose a comprehensive framework that leverages NLP to extract meaningful insights from diverse unstructured textual data sources, including financial news, company reports, social media, and regulatory filings. These extracted features, combined with traditional quantitative data, are then fed into advanced machine learning models to provide more accurate, timely, and holistic risk evalua- tions. Our approach aims to overcome the limitations of existing models by providing a more accurate, timely, and in- terpretable solution for financial market analysis, ultimately leading to more robust decision-making and improved fi- nancial stability. We demonstrate how NLP can identify early warning signals, detect emerging risks, and provide a nuanced understanding of market sentiment and corporate health, which are often missed by purely numerical analyses. The integration of ML models further allows for the identi- fication of complex patterns and predictive capabilities that enhance the overall risk assessment process.

Influence of Coatings on the Durability and Friction of Clutch Systems in Motorsport

Dmytro Dekanozishvili — 2025-08-21

The article presents a comprehensive analysis of the influence of surface coatings and microtextures on the frictional characteristics and durability of clutch components in professional motorsport applications. The study is based on an interdisciplinary approach that integrates engineering tribology, materials science, and applied mechanics of high-load transmission systems. Particular attention is given to content and comparative analysis of both domestic and international sources describing the behavior of DLC coatings, PTFE-based composites, and iron-based laser claddings under various friction modes, thermal loads, and cyclic stresses. Critical differences between coatings are identified in terms of friction coefficient, wear volume, thermal stability, and adhesion strength to the substrate. Based on empirical data, a typology of coating applicability is proposed for different motorsport disciplines, ranging from circuit racing to rally and drag racing. Summary tables are presented to reflect the operational properties of coatings at temperatures up to 250 °C and under boundary lubrication conditions. The necessity of context-specific coating selection is substantiated, taking into account track configuration, weight constraints, and cooling requirements. Special emphasis is placed on the role of microtextures in heat distribution and contact stress regulation within the clutch. This article will be of interest to design engineers, motorsport specialists, friction system developers, and surface engineering researchers involved in the design of transmission components for extreme operating conditions.

Floristics In Rustic Style as An Example of Practical Eco-Design in The Modern World Rustic Style Floristics as An Example of Practical Eco-Design in The Modern World

Vladyslava Nahorna — 2025-08-22

The purpose of this article is to define methodological approaches and the practical application of the rustic style as an example of practical eco-design in the modern world.

The research methods used in the article include: abstract- logical method; system analysis; observation and generalization; analysis and synthesis; expert evaluation methods; and graphical method.

This study identifies the fundamental concepts and structure of the rustic style. It examines how, in floristic art, the rustic decoration direction is expressed in compositions that use wildflowers (according to season), dried flowers and cereal grasses, tree branches, moss, bark, fabrics of natural fibers such as burlap, linen, ropes, and wooden elements. Key ecological principles embodied in the rustic style are defined, including the use of local resources; recycling and reuse;

simplicity and conscious consumption. The main principles and characteristics of decorating with natural materials are determined—use of seasonal and locally grown plants; emphasis on recycling and reusing items (e.g., glass jars, wooden boxes, bottles); rejection of synthetic plastic, floral foam, and glitter; décor that influences emotions by calming, inspiring, and shaping style. Furthermore, the study finds that one of the key features of rustic interiors is the widespread use of untreated wood, which must not be painted or varnished but only treated with special agents for pest protection. The use of rustic style in decorating modern offices, cafés, and other spaces is characterized, and its negative aspects and limitations are identified: risk of appearing careless or overly simplistic; stylistic constraints; seasonal dependence; durability issues; difficulties in cleaning and transporting décor; limited color palette; and lack of technological compatibility.

High-Performance Polymers for Faster Cars: Advancing Electric Vehicle Battery Systems- A Comprehensive Review

Saloni Agrawal — 2025-08-27

The electric vehicle (EV) revolution demands new materials that address performance, safety, and sustainability imperatives. High-performance polymers are emerging as essential replacements for heavy metals and brittle glass in electric vehicle battery systems, where they offer weight reduction, insulation, thermal management, and fire hazard solutions. This paper explores how high-performance polymers can help enhance EV performance by offering lightweight, high-durability, thermally and electrically feasible alternatives to traditional metals and glass. By the analysis of some of the most significant polymer families, such as polyurethanes, epoxies, and glass-filled nylons. A comprehensive analysis of over 40 peer-reviewed papers, industry reports, and technical standards was conducted to analyze and detail their specific applications in thermal management, electrical insulation, and mechanical protection in high-voltage battery systems. The findings emphasize the key role of polymers in the development of faster, safer, and more efficient electric vehicles.