Distinctive features and importance of digital insurance

Digital insurance, is the signing of insurance contracts, their renewal, the reporting of accidents, or the performance of any other insurance-related activity that is carried out using some hardware or software solutions. Digital insurance typically includes websites, apps, web programs, custom-designed devices, and other means. It should be noted, that the term digital insurance is not entirely new. From the late 1990s to - early 2000s. digital insurance in parallel with the term “insurance of electronic risks” (and partly with the term “insurance of e-commerce”). Is, applied to insurance programs for electronic devices, implying insurance of not only traditional but also specific property risks, such as power grid failures, failure of air conditioning systems air, as well as a certain part of informational risks 1.