ОБРАЗОВАНИЕ НАУКА И ИННОВАЦИОННЫЕ ИДЕИ В МИРЕ
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INDIVIDUAL APPROACH TO ECONOMIC LITERACY IN THE UZBEK
LANGUAGE
Yuldasheva Dilnoza Bekmurodovna
Head of the Department of
"Uzbek Language and Literature",
Associate Professor
Samarkand institute of economics and service
Kochkarova Asalya Azizovna
Student of the Faculty of Economics
Samarkand institute of economics and service
Abstract:
In this article, we analyzed the role of the Uzbek language and its
specific approaches in the process of improving economic literacy in Uzbekistan.
Language is an important tool for understanding and transmitting economic knowledge
to the general public, and the scientific, popular and understandable nature of this tool
is one of the factors determining the effectiveness of economic reforms. The article
examines the interpretation of economic terms in the Uzbek language, their use in the
education system and the media, as well as their impact on the formation of economic
ideas among the population.
Keywords:
economic literacy, Uzbek language, economic terminology, economic
education, media, economic thinking, public policy, methodological approaches,
economic knowledge, Uzbekistan.
Аннотация:
В данной статье мы проанализировали роль узбекского языка
и его специфические подходы в процессе повышения экономической
грамотности в Узбекистане. Язык является важным инструментом понимания и
передачи экономических знаний широкой общественности, а научный,
популярный и понятный характер этого инструмента является одним из
факторов, определяющих эффективность экономических реформ. В статье
ОБРАЗОВАНИЕ НАУКА И ИННОВАЦИОННЫЕ ИДЕИ В МИРЕ
https://scientific-jl.org/obr
Выпуск журнала №-69
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рассматриваются вопросы толкования экономических терминов в узбекском
языке, их использования в системе образования и средствах массовой
информации, а также их влияние на формирование экономических
представлений у населения.
Ключевые слова:
экономическая грамотность, узбекский язык,
экономическая терминология, экономическое образование, средства массовой
информации,
экономическое
мышление,
государственная
политика,
методологические подходы, экономические знания, Узбекистан.
Introduction.
In today's era of globalization, digital economy and deepening
market relations, increasing the economic literacy of the population is considered an
important factor in the sustainable and inclusive development of any society.
Especially in the conditions of Uzbekistan, where economic reforms are being
implemented on a large scale, the issue of increasing the level of financial and
economic knowledge of citizens remains one of the priorities of state policy. The
population's understanding of economic processes, a conscious attitude to budget and
tax policy, and informed adoption of consumption and investment decisions are one of
the guarantees of economic stability and social justice in the country.
The role of the native language - that is, the Uzbek language - is extremely
important in this process. Because the dissemination of economic knowledge and
concepts to the public, their teaching in the education system, and their coverage in
official documents and the media cannot be carried out effectively without the native
language. At the same time, there are a number of systemic problems in Uzbekistan in
terms of adapting economic terms to the Uzbek language, their understanding by the
population, and their implementation in life. This requires specific approaches to the
formation of economic literacy, namely, taking into account national mentality,
language capabilities, and means of information delivery.
Main part.
The process of forming economic literacy in the Uzbek language
should be analyzed not only at the intersection of linguistics and economics, but also
ОБРАЗОВАНИЕ НАУКА И ИННОВАЦИОННЫЕ ИДЕИ В МИРЕ
https://scientific-jl.org/obr
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at the intersection of social consciousness and institutional approaches. Economic
literacy is a set of skills and knowledge of citizens to understand economic relations,
analyze them, make economic decisions and assess the consequences of these
decisions. In world experience, this concept is considered in a broad sense in
combination with financial literacy. However, in the conditions of Uzbekistan, this
issue requires a specific approach, based on language, culture and mentality. Because
there are linguistic and conceptual problems in expressing economic concepts in the
Uzbek language, which can prevent citizens from fully and correctly understanding
economic knowledge [1].
Language is one of the main factors determining the level of economic literacy as
a means of popularizing knowledge. However, most economic terms are not directly
translated into Uzbek, or even when translated, their meaning remains
incomprehensible to the general public. For example, terms such as “inflation”,
“monetary policy”, “capital circulation” are often preserved in a foreign form without
being explained in their Uzbek equivalents. This reduces the public’s confidence in
economic processes and limits their active participation [2]. Therefore, reinterpreting
economic terms based on the national language, bringing them closer to the people’s
mentality, and presenting them to the public in understandable contexts has become an
urgent issue.
In addition, the role of the media in the formation of economic literacy is of
particular importance. However, analyses show that materials on economic topics on
Uzbek television, online publications and social networks are often presented in a
formal-bureaucratic style, rather than in a simplified, popular language. As a result,
although economic information is addressed to the majority, its acceptance and
internalization remain low. In this regard, it is important to create methodological
guides, short video tutorials and interactive platforms that explain socio-economic
processes in the vernacular in cooperation between the public and private sectors [3].
The education system is crucial in increasing economic literacy. However,
economic knowledge is not sufficiently covered in curricula, especially at the school
ОБРАЗОВАНИЕ НАУКА И ИННОВАЦИОННЫЕ ИДЕИ В МИРЕ
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level. Unfortunately, economic concepts in textbooks and educational literature in the
Uzbek language are often explained without taking into account a clear scientific basis
and methodology. This forms a superficial approach to the subject among students.
Therefore, the gradual introduction of economic literacy, starting from preschool
education, while fully utilizing the capabilities of the Uzbek language, remains an
urgent task [4].
In this case, the integration of language policy into economic literacy is of great
importance. There is a need to update the dictionary of economic terms, adapt them
to official language standards, and develop a single terminological base on an agreed
basis between state bodies and academic circles. Because the fact that the same term
is expressed differently in different documents and sources confuses citizens. For
example, different terms such as “income tax” are used instead of “profit tax”, “fund
income” instead of “budget income”. This has a negative impact on the formation of
a single economic mindset [5]. In conclusion, the strategy for developing economic
literacy in the Uzbek language requires a multi-stage, systematic approach. In this
regard, the main directions remain the adaptation of economic terms to the national
language, their promotion in the education system and the media in a correct and
understandable form, and ensuring terminological unity. It is necessary to study
international experiences in this regard, but to implement them taking into account
the specifics of the Uzbek language.
Conclusions and suggestions.
The issue of forming and developing economic
literacy in the Uzbek language should be recognized as an important component not
only of the language and educational spheres, but also of a broad socio-economic
strategy. In the conditions of Uzbekistan, the popularization of economic knowledge
on the basis of the national language ensures a conscious approach of citizens to
economic processes, adherence to financial discipline, understanding of the state's
economic policy and responding to it from an active civic position. During the study,
it was revealed that there are many linguistic, methodological and institutional
ОБРАЗОВАНИЕ НАУКА И ИННОВАЦИОННЫЕ ИДЕИ В МИРЕ
https://scientific-jl.org/obr
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problems in adapting economic terms to the Uzbek language, and their elimination
requires a multifaceted approach.
On this basis, the following suggestions and recommendations can be put forward:
1. Systematization of economic terminology: It is necessary to update the
dictionary of economic terms in the Uzbek language, develop a single terminological
platform that ensures their uniform use in regulatory documents, textbooks, scientific
articles and the media.
2. Phased integration into the education system: It is necessary to include elements
of economic literacy in educational programs starting from primary grades, using
understandable and modern textbooks in the Uzbek language in this process.
3. The role of the media: Analytical programs, articles and podcasts on economic
topics should be prepared in the Uzbek language in a popular, understandable and
mentality-friendly way.
4. Use of digital resources: It is important to develop and widely implement online
platforms, interactive tests, mobile applications and animated videos aimed at
increasing economic literacy.
5. Integrated scientific research in the field of language and economics: It is
necessary to increase the number of scientific projects, grant programs and joint
research that ensure the integral cooperation of Uzbek linguistics and economics.
6. Reflection in state policy: It is proposed to develop a special state program to
increase economic literacy and create a mechanism for its implementation in the
regions.
In general, the development of economic literacy in the native language is one of
the main guarantees of social stability, economic activity and civic responsibility. The
scientific and practical potential of the Uzbek language has sufficient opportunities in
this regard, and their proper and systematic mobilization will be one of the important
steps towards the sustainable development of modern Uzbekistan.
ОБРАЗОВАНИЕ НАУКА И ИННОВАЦИОННЫЕ ИДЕИ В МИРЕ
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