SOLUTION OF SOCIAL PROBLEMS IN
MANAGEMENT AND ECONOMY
International scientific-online conference
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INTERNATIONAL PRACTICES IN HOUSING STOCK MANAGEMENT:
LESSONS FOR DEVELOPING ECONOMIES
Inoyatova Durdona Shokhaydarovna
Associate Professor of the Department of Economics,
Renaissance Educational University
https://doi.org/10.5281/zenodo.15447562
Efficient housing stock management is a fundamental component of urban
development and social stability. This paper explores the international practices
of housing stock management in selected countries, including Germany,
Singapore, the Netherlands, and Sweden. By comparing institutional frameworks,
financing mechanisms, regulatory approaches, and public-private partnerships,
the study identifies critical success factors and challenges. The analysis provides
valuable insights for transitional economies, particularly Uzbekistan, in
developing a modern, inclusive, and sustainable housing management system.
The management of housing stock plays a vital role in ensuring the livability,
safety, and economic efficiency of urban areas. Countries around the world adopt
diverse strategies to address issues of housing availability, maintenance,
affordability, and governance. In many post-Soviet countries like Uzbekistan,
transitioning from centrally managed housing to a more market-oriented system
remains a complex task. Therefore, examining international experiences can
serve as a roadmap for reforms and policy design.
Housing stock management models in advanced economies:
Germany operates one of the most tenant-friendly systems in the world.
Housing cooperatives and municipal housing companies manage a substantial
part of the housing stock. Strong rent control policies and long-term tenancy
rights ensure social stability. Public-private cooperation and subsidies play a vital
role in maintaining housing quality and affordability.
In Singapore, over 80% of the population lives in public housing
administered by the Housing and Development Board (HDB). The government’s
direct intervention, including land acquisition, financing, and construction, has
made housing highly accessible. A unique aspect is the linkage between housing
ownership and the Central Provident Fund (CPF), a mandatory savings scheme.
The Dutch model relies heavily on social housing corporations, which are
independent but strictly regulated by the state. These organizations manage
around 30% of the housing stock and prioritize low- and middle-income
households. Housing is funded through tenant rents, government subsidies, and
regulated loans, ensuring long-term sustainability.
SOLUTION OF SOCIAL PROBLEMS IN
MANAGEMENT AND ECONOMY
International scientific-online conference
137
Sweden’s housing model emphasizes environmental sustainability and
tenant rights. Municipal companies manage public housing, while strong national
policies guide rent setting and construction standards. Sweden’s housing policy
also focuses on integrating renewable energy and eco-friendly construction.
Table-1
Comparative characteristics of housing stock management models in
selected countries
Country
Main
Actor(s)
Ownership
Model
Key Feature
Challenges
Germany
Cooperatives,
Municipalities
Tenant-
focused
Long-term
tenancy rights
Aging
infrastructure
Singapore
Government
(HDB)
Public
ownership
Mass
affordable
housing
High
construction
costs
Netherlands
Social
housing
corporations
Non-profit
entities
Financial
independence
and oversight
Political
pressure on
subsidies
Sweden
Municipal
companies
Public
&
mixed
Environmental
sustainability
Urban
segregation
Uzbekistan can learn several lessons from international housing
management systems:
Institutional Development: Establishing autonomous housing management
agencies or corporations can improve accountability and service quality.
Public-Private Partnerships (PPPs): Leveraging private sector expertise
through concessions or management contracts can ensure efficiency.
Regulatory Frameworks: Rent control, tenant protection laws, and
maintenance obligations need modernization.
Sustainable Financing: Introducing housing saving schemes or mortgage-
backed subsidies could make housing more accessible.
Digitalization: Implementation of smart housing management systems, using
GIS and BIM, can enhance transparency and monitoring.
Global best practices in housing stock management highlight the importance
of integrated governance, sustainable financing, and social inclusiveness. As
Uzbekistan continues urbanizing and diversifying its housing sector, adopting
SOLUTION OF SOCIAL PROBLEMS IN
MANAGEMENT AND ECONOMY
International scientific-online conference
138
tailored elements from successful international models can strengthen
institutional capacity, housing affordability, and long-term urban resilience.