This article examines the problems related to Islamic banking and finance,working on the basis of Islamic law, and presents opportunities and obstacles of Islamic banking in Central Asia and Uzbekistan.
Ushbu maqolada O‘zbekistonda juda katta potensial talabga ega bo‘lgan soha – Islom moliyasi xizmat turlaridan biri hisoblangan SUKUKNI keng joriy qilishning iqtisodiy ahamiyati va ta’lim dasturlarida o‘rganishning muhim kadrlar yetishtirishda zarurligi ochib berilgan.
Maqolada sukukning keng joriy etilishi O‘zbekiston qimmatli qog‘ozlar bozori (fond bozori), davlat va xususiy kompaniyalar uchun tashqi va ichki investorlarni jalb qilishda yangi moliyaviy vositalarni taqdim etishi bilan birga O‘zbekistondagi aholi va ko‘pgina biznes vakillari o‘z bo‘sh mablag‘larini qadriyatlariga mos ravishda ko‘paytirishiga imkon yaratilishi bo‘yicha dolzarb muammolarni hal etishga xizmat qilishi va Islom moliyasining barcha xizmat turlaridan keng qo‘llashga zaruriyat borligi asoslangan. Shuningdek,O‘zbekistonda qimmatli qog‘ozlar bozorida an’anaviy aksiyalar va obligatsiyalar bilan birgalikda Islom moliyasi mahsulotlaridan biri hisoblangan SUKUKNI ham qo‘llash mumkinligi, buni dunyodagi yetakchi davlatlar ham amalda muvaffaqiyatli qo‘llayotganlari va O‘zbekistondagi sukuk bo‘yicha qonun hujjatlari ishlab chiqishga birinchi qadam qo‘yilgani, shuningdek, SUKUKNI ta’limga kiritish dolzarbligi ko‘rsatilgan. Bundan tashqari, O‘zbekistonda SUKUKNI keng joriy qilish bo‘yicha ilmiy xulosa va takliflar taqdim etilgan.
This article provides information on the essence of Islamic securities, which are taking their place as a new financial instrument, their place in the economy, and their importance in the economy of the world countries. Also, information on the volume of issuance of Islamic securities, annual growth trends, and volume is presented. In particular,the analysis of the actual situation of Islamic securities – sukuk issued in times when the population was Muslim, but also non-muslim, is given. A scientific conclusion is presented on the introduction of Islamic securities and the effciency that can be achieved through it.