Том 3 № 12 (2023): Volume 03 Issue 12

This article presents a method for assessing the risks of commercial banks, mainly analyzing the credit risk, interest rate risk and capital risk faced by commercial banks. A model for assessing the credit risk of commercial banks in Uzbekistan is also reviewed.

The article explores the potential of blockchain technology in the context of the educational environment, focusing on elementary school students, in this case, 4th grade. The article discusses the methods of using blockchain technology to ensure transparency of the educational process, track individual student achievements and stimulate interest in scientific literacy. Special attention is paid to the possibility of creating decentralized systems for evaluating and recording achievements that contribute to more effective formation of academic skills. The paper offers concrete examples of the introduction of blockchain into educational practices and discusses the benefits that can be obtained from using this technology in the educational process to support the development of scientific literacy in younger schoolchildren.

The article is devoted to the study of the formation of professional spirituality in the educational process with an emphasis on the development of values among students. The author analyzes the influence of the educational environment on the formation of the spiritual aspects of students' professional and personal identity. The article discusses methods and approaches to the implementation of values related to professional ethics, responsibility and social interaction in educational programs. The practical aspects of integrating ethical standards into the educational process and methods for evaluating the effectiveness of this approach are also discussed. The research is aimed at ensuring the sustainable and harmonious development of students, the formation of their professional values that contribute to the creation of a more ethical and responsible society.

This article describes the technology for organizing classes on speech development in preschool educational institutions.

The article analyzes the role and place of small businesses and entrepreneurship in the development of the national economy, examines the problems of ensuring employment, the share of small business in the context of economic sectors, innovative development, and examines the practice of supporting this industry with various financial instruments.

This study explores innovative strategies employed by foreign banks to establish and expand their presence in international markets. It investigates various approaches, including technological advancements, strategic partnerships, market segmentation, and regulatory compliance, that these banks utilize to enhance competitiveness and navigate diverse financial landscapes. Through an analysis of case studies and industry trends, this research aims to uncover the dynamic strategies shaping the success and sustainability of foreign banks in a globalized financial environment.

Warehousing logistics is a branch of logistics that deals with the development of effective methods for organizing warehousing, managing the procurement system, receiving, placing, accounting for inventory and inventory management in order to minimize costs associated with warehousing and processing of goods.

As a complex technical structure, a warehouse consists of numerous interconnected elements, has a specific structure and performs the functions of transforming material flows, accumulating, processing and distributing goods among consumers. The possible variety of parameters, technological and space-planning solutions, designs of technological and handling equipment and characteristics of a diverse range of goods processed in warehouses classify warehouses as complex systems. At the same time, the warehouse itself is just an element of a higher-level system - the logistics chain, which forms the basic and technical requirements for the warehouse logistics subsystem, sets goals and criteria for its optimal functioning, and dictates the conditions for cargo processing.

In the conditions of globalization, enterprises are experiencing many difficulties in striving to be competitive at the national and international level.

Benchmarking, as a new modern competition tool and business management method, allows enterprises to interact with other market participants, identify means of advantage, implement them in their activities and improve them by better using growth potential.

It is known that ideological influence has become the most effective tool of geopolitics. Values can play an important role in countering ideological threats by providing alternative models of behavior and thinking. They develop critical thinking, analysis and self-awareness, help people to understand the impact of ideological threats on their lives and their impact. The role of Uzbek national values in the cultural and social identity of the people of Uzbekistan. plays an important role in formation. These include respect for the elderly, family values, national dishes, arts and crafts, national dress and dance, as well as unique traditions and customs. The preservation and transmission of these values is important for the cultural heritage and social cohesion of Uzbekistan. The article discusses the role of education of young people in the fight against ideological threats.

Prіce settіng іs an іmportant area іn marketіng mіx decіsіons of a company. Іt іs the element that generates revenue for the company and all others іnvolve only costs. Іt іs the only marketіng mіx element that can be changed quіckly to respond to changes іn demand or competіtіve moves. Prіcіng should never be seen as an іsolated component of a company's marketіng decіsіon makіng. Companіes spend large amount of money on product development, promotіon, and dіstrіbutіon and face rіsks. Thіs paper, by combіnіng   marketіng   strategy   related іnformatіon concepts іnto one model, offers new іnsіghts іnto the prіcіng strategіes adopted by the chemіcal іndustrіes.

In Uzbekistan, entrepreneurship is considered one of the main factors in the development of the country's economy, and its support by the government requires the wide involvement of digital technologies in this field. In particular, the use of digital technologies in the provision of services by customs, tax, banking and other systems, the introduction of remote services, and the reduction of the interference of the information factor as much as possible will ensure that the ongoing developments in this field will be more effective.

Modernization of the economy, technical-technological rearmament of priority sectors, production of competitive products on the world market, and increase of the country's export potential are among the urgent issues today. The implementation of these tasks cannot be imagined without investments. That is why we are paying serious attention to the financing of investment projects in our country. Because the investment project is an important factor that ensures the growth of the economy and the development of production.

This research delves into the strategic implementation of pay compression within self-managed work teams, aiming to investigate its efficiency rationale. Pay compression, characterized by minimized pay differentials between team members, has gained attention as a potential mechanism to enhance collaboration and performance in self-managed teams. Through a comprehensive analysis of organizational practices, employee perceptions, and performance outcomes, this study seeks to uncover the nuanced dynamics of strategic compensation in self-managed work teams. The findings contribute valuable insights to organizational management strategies, shedding light on the implications of pay compression for team dynamics, motivation, and overall efficiency.

This article highlights the problems of the political regime, political power and political leadership, the relationship, actions, the essence of organizations, the specific role and functions of institutions of power in the formation of state power and management, and the implementation in practice.

Every person lives in a system of organizational and managerial relations. Every year these relationships become more and more diverse, which leads to extraordinary management situations. Therefore, this requires a certain response strategy and making the right decision. Knowledge of management theory, general laws and principles will help you avoid mistakes. Understanding the essence of management, in particular, social management (since man is the core of the social process), and its internal structure will help create a holistic picture of education management.

This study constructs an integrated theoretical framework to illuminate the antecedents influencing the perception of organizational justice within the workplace. Titled "Building Equity: An Aggregated Theoretical Framework for Understanding Antecedents of Perceived Organizational Justice," our research amalgamates insights from diverse theoretical perspectives to form a cohesive understanding of the factors that shape individuals' perceptions of fairness within organizational contexts. Through this comprehensive framework, we aim to guide future research and inform organizational practices, shedding light on the multifaceted dynamics that contribute to perceived justice in the workplace.