Ushbu maqola shuni ko'rsatadiki, raqamli transformatsiyaning afzalliklaridan iqtisodiyotda hamma foydalanishini ta'minlash ambitsiyalariga erishishda muhim rol o'ynaydi.Raqamli iqtisodiyotning aholi turmush darajasiga ijobiy
va salbiy ta’sirlari mavjud bo’lib, bunga to’liq moslashgunga qadar ba’zi mamlakatlar qiyinchiliklarga duch keladi.
This textbook presents the formation of the digital economy, its technological foundations, the formation of the digital economy in the world and in Uzbekistan, the processes of using digital technologies in higher education and statistics. In addition, national and international cyber security, electronic government, digital democracy, transition from electronic government to digital state in conditions of digital transformation, prospects of digital state in Uzbekistan and risks that may arise in digital transformation processes are described. It is recommended as a textbook for undergraduate students of higher educational institutions in our republic. It is also intended for specialists, professors, teachers, researchers, graduate students and readers interested in the field of digital economy in economic sectors.
In modern conditions, digital transformation of banking sector of the Republic of Uzbekistan is an integral part of the process of establishing digital economy. The basis for digital transformation of financial and credit organizations is optimal digital strategy, development and implementation of which requires taking into account specifics of particular organization. The article analyzes various approaches to digital transformation of banking sector and assesses the prospects for their application in accordance with various needs for transformation of one or another structural element of organization.
This article discusses the use of cloud technologies, in particular software tools as a service (online resources) for the formation of a business plan for small enterprises. It also provides an analysis of the currently widespread online resources such as “Bplans”, “E-planificator”, “BPE24”, “BP-Start”, AOS “VirtBi-Plan”.
The presented article analyzes the theoretical and methodological aspects of using the digital economy in the sectors and sectors of the national economy of the Republic of Uzbekistan. The advantages and disadvantages of the development of digital technologies in the economy, in particular, in the banking business, are also discussed and specific proposals for the development of this direction are given.
The digital economy is a new concept in the economic cycle. The article analyzes and systematizes the definitions given by scientists and organizations from the moment this
category appeared to the present day. Also, the author's definition of the category of digital economy has been developed.