In this article, the author has tried to study the development of insurance activity in the Republic of Uzbekistan during the years of independence in stages, based on certain criteria. The main focus is on the analysis of legislation and statistics on the development and regulation of insurance activities. The article also reflects on the achievements and shortcomings in the reform and development of insurance activities over the past 30 years.
The article studies international experience in regulating insurance in the USA, European Union and its member states including Great Britain, Germany and developed Asian countries such as Japan and China. The changes and trends related to the regulation of insurance activities all over the world in the conditions of globalization are also analyzed in the article. Based on the research results, the proposals and recommendations on application of advanced and modern forms of insurance regulation in the practice of insurance activity in Uzbekistan have been developed.
The purpose of this article is to highlight the emergence and development of takaful insurance in the world, the specifics of this insurance and the similarities and differences and advantages of mutual insurance and commercial insurance, as well as the introduction of takaful insurance in Uzbekistan, legal issues and more. to form conclusions on further development issues. The authors note the importance of takaful insurance for Uzbekistan, which has a large Muslim population in Central Asia, given the rapid popularity of this form of insurance in the country and the need to promote it to the general public.
Article analyses the rights and obligations of the insurer, insurer, the passenger, the victim and the beneficiary as subjects of obligatory insurance of civil liability of the passenger, their legal status in the considered type of insurance.